ColCap Financial

Australia’s leading non-bank lender

Established in 2006, ColCap is a leading privately owned non-bank lender in Australia.

We offer Australian residential mortgage loans to prime borrowers through wholesale, retail, and broker distribution channels under the Origin Mortgage Management Services, Homestar Finance, Granite Home Loans and prime Buy To Let (BTL) mortgages through its subsidiary, Molo Finance in the UK.

ColCap has a loan portfolio in excess of A$14 billion and employs over 300 staff across Australia, the United Kingdom, and the Philippines, with its head office in Sydney.

The ColCap Financial Group

Innovative, growth-focused business that creates opportunities for business partners and customers.

Origin website

Origin Mortgage
Management Services

originmms.com.au

Origin Mortgage Management Services (Origin MMS) is wholesale mortgage distribution business, backed by investors across both domestic and international markets. As an established and reputable lender, our core business is providing third-party funding and white-label mortgage management support.

Origin MMS also provides account servicing, back-office loan processing and underwriting support.

Origin Mortgage Management Services is a trading name of Columbus Capital Pty Ltd, ABN 51 119 531 252 AFSL and ACL: 337303

Granite Home Loans

granitehomeloans.com.au

Established in 2018, Granite Home Loans is for brokers. By providing innovative SMSF, NDIS and Lender Paid LMI products, through our partnerships we offer innovative home loan solutions at competitive rates.

Granite delivers across each step of the home loan journey, providing personalised
services, tailored products, and support to ensure every loan is handled with expert care from enquiry to settlement.

Granite Home Loans Pty Ltd, ABN 27 622 955 524 ACL: 516104

brand granite

Homestar Finance

homestarfinance.com.au

Homestar Finance has been providing Australians with competitive and customer focused home loan solutions since 2004.

As an online mortgage lender, our dedicated team of loan specialists take the time to find the right home loan, tailored for our customers’ needs. Great rates. Great service. This is where customers feel at home.

Homestar Finance Pty Ltd (ACN: 109 413 498, AFSL and ACL 390 860) is a wholly owned subsidiary of Columbus Capital Pty Ltd, ABN 51 119 531 252 AFSL and ACL: 337303

Molo Finance

molofinance.com

Molo Finance is a direct business to customer lender that is reinventing the once tedious and inefficient mortgage lending process by converting it into a quick and transparent digital application, easily usable by mortgage seekers of any level of experience.

ColCap made a strategic investment into Molo, providing support in further expanding its access to mortgage funding accelerate its growth into the domestic and international market.

ColCap Financial UK Limited Company Number 14127877

Our core values

Bringing innovative solutions to our community

care for our people

Care for our people

own what we do

Own what we do

lead by example

Lead by example

continously grow and improve

Curious
& Innovative

Act with integrity and respect

Act with integrity
& respect

put customer first

Put the customer
first

What we do

We believe in the potential of our customers and their ability to create value for themselves, their families, their businesses and their communities.

We empower them by not only generating opportunities through innovative product offerings, funding structures, and outsourced servicing infrastructures – we also provide our own services to help you thrive in the modern market.

Funded through a combination of warehouse facilities and term capital market transactions.

Funded through a combination of warehouse facilities and term capital market transactions.

Diversity of product offerings – working closely with our partners to tailor branded and white label products.

Diversity of product offerings – working closely with our partners to tailor branded and white label products.

A comprehensive mortgage product suite catering for owner occupied, investor loans, construction and self managed super fund borrowers.

A comprehensive mortgage product suite catering for owner occupied, investor loans, construction and self managed super fund borrowers.

Australia-wide distribution through mortgage managers, direct and mortgage brokers.

Australia-wide distribution through mortgage managers, direct and mortgage brokers.

Processing tens of thousands of transactions per month.

Processing tens of thousands of transactions per month.

Residential mortgage-focused loan portfolio in excess of $11 billion.

Residential mortgage-focused loan portfolio in excess of $12 billion.

A timeline of our story

explore ColCap's milestones throughout the years
October

Establishment of Columbus Capital Pty Ltd

January

Settled the first home loan

June

Acquired $235m mortgage portfolio from Bluestone

October

Residential Mortgage-Backed Security, Nautilus 2007-1 (first RMBS)

September

Acquired Origin Mortgage Management Services, $2.3bn loan portfolio from ANZ Bank

November

Set up business process outsourcing service in Manila

March

Residential Mortgage-Backed Security, Triton 2013-1 (first prime RMBS)

August

Set up an office in Manila with approx. 60 FTE

November

Acquisition of Homestar Finance

September

Residential Mortgage-Backed Security, Vermillion 2019-1 (first non-resident RMBS)

July

Residential Mortgage-Backed Security, Triton SMSF 2020-1 (first SMSF RMBS)

February

Residential Mortgage-Backed Security, Triton 2021-1 (largest RMBS acquisition)

November

Acquisition of Granite Home Loans

September

Reached $12bn funds under management

February

Residential Mortgage-Backed Security, Triton 2024-1 (AAA tranche and Green tranche)

Exceeded $14bn funds under management

explore ColCap's milestones throughout the years
October

Establishment of Columbus Capital Pty Ltd

January

Settled the first home loan

June

Acquired $235m mortgage portfolio from Bluestone

October

Residential Mortgage-Backed Security, Nautilus 2007-1 (first RMBS)

September

Acquired Origin Mortgage Management Services, $2.3bn loan portfolio from ANZ Bank

November

Set up business process outsourcing service in Manila

March

Residential Mortgage-Backed Security, Triton 2013-1 (first prime RMBS)

August

Set up an office in Manila with approx. 60 FTE

November

Acquisition of Homestar Finance

September

Residential Mortgage-Backed Security, Vermillion 2019-1 (first non-resident RMBS)

July

Residential Mortgage-Backed Security, Triton SMSF 2020-1 (first SMSF RMBS)

February

Residential Mortgage-Backed Security, Triton 2021-1 (largest RMBS acquisition)

November

Acquisition of Granite Home Loans

September

Reached $12bn funds under management

February

Residential Mortgage-Backed Security, Triton 2024-1 (AAA tranche and Green tranche)


Exceeded $14bn funds under management

Did you know?

Origin Mortgage Management Services is one of the oldest non-bank lenders in Australia.

More than 52,000 mortgage borrowers have chosen to do business with us.