Financing what’s next

Empowering communities through innovative non-bank lending

What we do

Standard residential

Standard home loans for owner occupiers and investors, available direct, through brokers and with wholesale partners.

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Specialist lending

Innovative lending for specialist markets, including SMSFs, non-residents, social housing and Sharia finance.

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We make possible, happen

ColCap Financial Group is a leading Australian non-bank lender. We’ve been financing home ownership and property investment in Australia and beyond since 2006.

A bigger, bolder non-bank

$19billion
One of Australia's largest non-bank mortgage loan portfolios.
100,000+customers
Trusted source of property finance and service.
360+
Global team in Australia, UK, Malaysia and the Philippines.

Borrowing with us

We finance residential borrowers and investors direct, through brokers and with our mortgage manager partners.

Direct

Access to home, investment and strata loan finance through our well-known direct retail offerings for borrowers.

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Modern two-storey white residential home with large glass windows and outdoor terrace, surrounded by tropical landscaping including palm trees and garden beds, with scenic views in the background
Contemporary two-storey white house with swimming pool in foreground, featuring expansive glass walls, covered outdoor entertaining area, and lush garden landscaping

Broker

Ask your mortgage and finance broker about our offerings, designed to provide rock solid support for broker clients.

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Partner

We fund a portfolio of trusted mortgage managers who provide high quality products and service to borrowers.

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Modern two-storey residential property with white and timber cladding, floor-to-ceiling windows, open lawn area, and landscaped gardens with native plants and trees
How we are different

We dare to challenge what others accept, delivering innovative lending and investment products that create financial opportunity for our communities.

How we
are different

We dare to challenge what others accept, delivering innovative lending and investment products that create financial opportunity for our communities.

We're forward-looking

We see opportunities and act fast to create first-to-market products that deliver on home and investment aspirations.

Our brands

We unite finance customers with funding through our portfolio of trusted finance brands in Australia and the UK.  

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Our story

ColCap Financial Group was founded to provide borrowers and investors with innovative products not available from Australia’s major lenders.

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Latest news

November 3, 2025 in News

Revolution Asset Management and ColCap Financial Form Strategic Partnership

Leading Australian private credit investment manager, Revolution Asset Management (Revolution) and non-bank lender ColCap Financial (ColCap) today announced a strategic partnership designed to expand access to alternative capital sources. Under…
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October 13, 2025 in News

ColCap To Reinforce Community Through NSW Blues

ColCap Financial Group (“ColCap”) has been welcomed by New South Wales’ Men’s cricket team, the NSW Blues, as an Official Partner for the 2025/26 season, allowing ColCap to further amplify…
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October 8, 2025 in News

ColCap Connects with Community Through Cricket Sponsorship Expansion

ColCap Financial Limited’s (“ColCap”) retail lending business Homestar Finance, which provides residential housing finance in Australia, has expanded its sponsorship of cricket club Sydney Thunder to the Women’s Big Bash…
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