ColCap Conditions Of Use


Important Notice

In this Important Notice Columbus Capital means Columbus Capital Pty Limited ABN 51 119 531 252 Australian Credit License 337303 and the expressions “we”, “us” and “our” means Columbus Capital and our related companies and businesses and personnel. All products and services on this website are issued by Columbus Capital.

The materials and content found within the site is current on the date of publication and may be subject to change at any time. Your continued use of this site after any changes to materials and content are posted will be considered acceptance of those changes and these conditions.


We do not represent or warrant that the materials and content found within this website is free of or errors or omissions or is suitable for your intended use. We will not be responsible or be held liable for any loss, damage, cost or expense (whether direct or indirect) arising from an error in any information, statement, representation or recommendation contained in or from the use of any material and content found within this website.

Any advice or information found within the site is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. We therefore take no responsibility or liability should this information not suit your objectives and situation. Before acting on any such advice or information contained as part of content on this site, you need to carefully consider whether it is appropriate for your circumstances.

It is recommended that the user seek external and independent professional advice before acting on any such content.

Full Terms and Conditions relating to our products and services as contained on this website are available upon application. Please consider the relevant Terms and Conditions before you decide to proceed with any of our products or services.
We reserve our rights to accept or reject any applications submitted on the basis of our lending criteria and any other requirements under the the Applicable Law.


The products and services found through this mortgage site are only available to Australian residents and in relation to Australian property. All applications received that do not meet this specific criteria will not be accepted. The materials and content and all matters relating to the content on this site are governed by and to be interpreted in accordance with the laws applicable in the State if New South Wales and the commonwealth of Australia (“Applicable Law”).

The materials and content within this site have been composed according to the Applicable Law for the supply of goods and services and may be unsuitable to meet the requirements of the laws of other countries. Accordingly, all material and information found within this website should not be used or relied upon by people in any country other Australia.

Third Party Websites

Links to other third party websites may be found within this site. We are not affiliated with these sites or the operators of those sites and it is not responsible for any material or information found within those third party sites. In addition, we do not guarantee that such content or any file or program available from or via these sites is free of computer viruses or other conditions which could damage or interfere with any data, hardware or software. The user takes the sole risk for accessing and using these sites. We will not be liable for any loss or damage arising directly or indirectly from your use of any aspect of these sites.


Copyright on this site which includes all graphics and logos is owned by Columbus Capital. In this website, there are a number of registered trademarks owned by Columbus Capital or used with the permission of the trademark owners.

You do not have the right to use, modify, reproduce, transmit, distribute, broadcast, interfere, remove, create, alter, paste onto, or link any material or content on this website without permission.

Privacy Policy

Our Privacy Policy can be found on our website. You may click onto the Privacy Policy link ( which will allow you to view the whole policy.

Columbus Capital reviews its policies, statements and procedures to keep up to date with changes in the law, technology and market practice. As a result we may update and change this Privacy Policy from time to time.

This Privacy Policy came into existence on 11th March 2014.

Columbus Capital Pty Limited Privacy Policy.

Internal Dispute Resolution Scheme

We hope you are delighted with our services, but if you have any complaints you should notify us by contacting our Complaints Officer by:

  • telephoning: 1300 224 656
  • e-mailing:
  • writing to: Columbus Capital, PO Box A438, Sydney South NSW 1235

or by speaking to any representative of our business who will refer you to the Complaints Officer, details of whom are shown above.

You should explain the details of your complaint as clearly as you can. You may do this verbally or in writing. When we receive a complaint, we will attempt to resolve it promptly. We hope that in this way we will stop any unnecessary and inappropriate escalation of minor complaints.

External Dispute Resolution Scheme

If you are dissatisfied with the response of our Complaints Officer you may make a complaint to our External Dispute Resolution Scheme:

Australian Financial Complaints Authority Limited (AFCA):
GPO Box 3
Melbourne VIC 3001
Telephone: 1800 931 678

For Lost/Stolen Card

Call us to report a lost or stolen card from 9am to 5pm Monday to Friday AEST at 1300 462 209.