Business Snapshot

ColCap is a leading and privately owned non-bank lender operating in the Australian market. ColCap specialises in prime home loans and has a loan portfolio in excess of $9.5 billion.

Funded through a combination of warehouse facilities and term capital market transactions

Diversity of product offerings – working closely with our partners to tailor branded/white label products to suit their borrower base

A comprehensive mortgage product suite catering for owner occupied, investor loans, construction and first home buyers

Australia-wide distribution through Mortgage Managers, direct and Mortgage Brokers

Processing tens of thousands of transactions per month

Residential mortgage-focused loan portfolio in excess of
$9.5 billion

One of the oldest non-Bank brands via Origin Mortgage Management Services

Approximately 52,000 mortgage borrowers have dealt with the business

Origin MMS

Origin Mortgage Management Services (Origin MMS) is wholesale mortgage distribution business which has had several owners in its over 30 year history, including Australia and New Zealand Banking Group Limited. Today Origin MMS is the wholesale distribution channel within ColCap, a Sydney based non-bank lender.

Origin MMS’s core business is providing ‘third party branded’ funding and lending systems support, for residential property loans originated by a network of accredited Mortgage Managers throughout Australia.

Under these arrangements Origin’s network of Mortgage Managers are responsible for loan origination and credit assessment- they are also the ongoing customer service contact point for all borrowers. Origin maintains ownership of product and lending policy parameters together with the supply of systems on which the lending data is managed.

Origin MMS is well placed to meet the needs of the many partnerships it forms. Origin MMS understands the expectations placed upon us and is committed to offering a premium service fostered around strong collaboration with key stakeholders.

Origin Mortgage Management

Origin Mortgage Management Services is a trading name of Columbus Capital Pty Ltd, ABN 51 119 531 252 AFSL and ACL: 337303

Homestar Finance

Homestar Finance has been providing people with affordable home loans since 2004. Homestar aims to provide award-winning products that are not just competitive but are market leading as well.

Homestar primarily interacts with borrowers through the phone and email. Homestar Home Loan Specialists are based in our Sydney Head Office and can help answer your questions. In general, Homestar does not offer face-to-face appointments because this would significantly add to the cost of providing loans to the customer which would need to be passed onto the customer in the form of higher interest rates or fees.


Homestar Finance Pty Ltd is a wholly owned subsidiary of Columbus Capital Pty Ltd, ABN 51 119 531 252 AFSL and ACL: 337303

Granite Home Loans

Granite is a Mortgage Manager that focuses on offering specialist prime mortgage products to mortgage broking groups and mortgage brokers. Granite’s products are exclusively funded by ColCap which was a seed investor when Granite was established in 2018. Granite became a wholly owned subsidiary of ColCap in November 2021.

Granite Home Loans Pty Ltd, ABN 27 622 955 524 ACL: 516104